Real-Time Cloud Threat Intelligence for AI-First Banking: An Explainable Generative AI Framework for Credit and Risk Modeling using Apache and SAP HANA. International Journal of Engineering & Extended Technologies Research (IJEETR), [S. l.], v. 5, n. 6, p. 7508–7516, 2023. DOI: 10.15662/IJEETR.2023.0506006. Disponível em: https://ijeetr.com/index.php/ijeetr/article/view/141. Acesso em: 5 dec. 2025.